Where can I get a personal loan? |
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Answer:
If you’re in need of some quick cash to tide
Typically, since you are borrowing a smaller amount of money than you would for a mortgage or home equity loan, you have more options for acquiring your personal loan. You can get one at banks, credit unions, financial lenders, and online lending sites.
The first choice I would suggest to you is your personal credit union or bank. If you already have a relationship with the lender, it makes it that much easier to get approval for your personal loan. If you don’t have a credit union or bank that you use regularly, you can visit any local bank and put in an application for a small personal loan. If you get a secured loan, you will need to put up some collateral as security for the loan. However, if your credit history is good enough and the loan is small enough, you can get an unsecured personal loan. An unsecured loan means that you don’t need to put up any type of property as collateral. Any financial lender in the phone book is also an option for you. Try to pick one that you have actually heard good things about. Failing that, you can select one that you haven’t heard anything bad about. Additionally, you can visit any number of websites that advertise personal loans. If you do decide to surf the net in search of a personal loan, follow some safeguards to protect your personal information. When you visit the website, look for the small icon of a lock in the lower right hand corner of the screen. This indicates that the website is legitimate. Moreover, you can always do an engine search on the website that you are considering to check its validity. A few websites featuring personal loans (as well as the lock icon) include the following: https://www.eloan.com/s/show/personalloans?context=personalloans If you would like to search for a comparison among bank loans that are available, you can look in the financial section of your local newspaper, or you can go to any of the following links and search for available personal loan information at: http://moneycentral.msn.com/loan/loan.aspx https://www.wellsfargo.com/personal_credit/ https://www.credit.com/r/ploan_only_ccom_link The majority of the online websites do not charge you a fee to submit an application for a personal loan. Moreover, when you apply online, you typically receive a response in a very short time. A good tip to follow, however, is never to borrow more than you need, because you will be paying it back. Trackback(0)
Comments (4)
written by stephen001 , June 23, 2008
This post is really informative and nice and gives significant information regarding personal loans. You can find personal loans from many online financial portals very easily.
written by jmartins , July 12, 2008
Hello, I'm Mr. Joe Martins. a certified, reputable, legitimate & an accredited private money lender. I loan money out to individuals in need of financial assistance. Do you have a bad credit or you are in need of money to pay bills? I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan. Service Rendered includes: *Refinance *Home Improvement *Investor Loans *Auto Loans *Debt Consolidation *Line of Credit *Second Mortgage *Business Loans *Personal Loans *International Loans Please write back If Interested. Upon your response you'll be provided the loan application to fill. No social security and no credit check required, 100% Guaranteed. I Look forward permitting us to be of service to you. I shall await your response at your earliest convenience. With Kind Regards, Joe Martins This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
written by jgordon , December 21, 2008
attn: I am Mr James Gordon. a certified, reputable, legitimate & an accredited private money lender. I loan money out to individuals in need of financial assistance. Do you have a bad credit or you are in need of money to pay bills? I want to use this medium to inform you that i render reliable beneficiary assistance as I'll be glad to offer you a loan. Service Rendered includes: *Refinance *Home Improvement *Unsecured Loans *Inventor Loans *Car Loans *Debt Consolidation *Line of Credit *Second Mortgage *Business Loans *Personal Loans *International Loans Upon your response you'll be provided the loan application to fill. No Credit checks required, no collateral, fast approval, 100% guaranteed! I Look forward permitting us to be of service to you. I shall await your response at your earliest convenience. With Kind Regards, James Gordon This e-mail address is being protected from spam bots, you need JavaScript enabled to view it
written by wenmac , April 09, 2009
Do not listen to james Gordon and the one above. These people are scammers and will ask you to send money to them to secure the loan. It's happening more and more as times get tough. look for a reputable lender who will help you out. http://personalmoneystore.com/moneyblog/2009/04/08/short-term-loan-scams-caught/ Write comment
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